Behaviours and attitudes towards gambling with credit cards (2019 research)
Additional data sets in this series
- Consumer voice - Exploring online staking (2020 research)
- Consumer attitudes towards gambling advertising (2019 research)
- Exploring the information needs of gambling consumers (2019 research)
- Understanding why people gamble and typologies
- Consumer experiences and attitudes to Free Bets & Bonuses
- Consumer views on cashless payments in land-based gambling
- Gambling participation in 2019: behaviour, awareness and attitudes
- How do machine gamblers feel about tracked play?
- How the consumer engages with safer gambling opportunities
- Prohibition of gambling on credit cards
- Taking a more in-depth look at online gambling
- Understanding consumer complaints
- Understanding how consumers engaged with gambling advertising in 2020
This release contains research from 2019 about behaviours and attitudes towards gambling with credit cards and borrowed money – a profile of who used credit cards to gamble, how their behaviour varies by gambling literacy score and attitudes towards the (then) potential policy change to prohibit the use of credit cards to gamble.
This research was conducted in 2019 to inform the Commission’s consultation on gambling with credit cards. The Commission announced a ban on gambling with credit cards in January 2020 which came into force on 14 April 2020. The interim evaluation of the prohibition was published in November 2021 and is available on the Gambling Commission’s website. NatCen have been commissioned by Greo to conduct a full evaluation (opens in new tab), which is scheduled for completion in 2023.
Credit Card gamblers were:
- more highly engaged with gambling
- more likely to have a lower ‘gambling literacy score’ (GLS)
- reasonably likely to have borrowed money from a source other than credit cards
- likely to recognise gambling with borrowed money as risky and feel more guilt about gambling with money borrowed from friends or family than money through credit cards or loans
- more likely to consider gambling management strategies in recognition of gambling risks
- more likely to use their own funds or stop gambling in the event of a ban on gambling with credit cards, although those with a low GLS reported they were more likely to seek different borrowing sources to gamble.